Mortgage ConsultMORTGAGE GUIDANCE WITH MIKE GRAVES

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CONDOMINIUM FINANCING · ATLANTA METRO

Look at the home.
Understand the building.

A condo purchase brings two conversations together: your mortgage and the project behind the unit. My condo focus helps you ask the right questions early.

Discuss a condo scenario Visit Condo Consult

BORROWER + UNIT + PROJECT

A great unit still needs
a financing path.

For Fannie Mae financing, the lender evaluates project eligibility separately from borrower and unit underwriting. The review type affects the information needed.

Condo Consult provides a separate project-analysis service focused on Fannie Mae eligibility. Consulting does not issue a loan approval or guarantee project acceptance.

Questions worth bringing forward

What project information is available?01
Is the insurance package complete?02
What do the financials show?03
Are there unresolved project concerns?04

If you’re buying or refinancing a condo

Start with the address, intended occupancy, price or estimated value, and your timeline. Share any project feedback already received from a lender. We can identify what needs a closer look without assuming the financing outcome.

If you’re an agent, board member or manager

Condo Consult’s project consulting covers association budgets, insurance, project eligibility and governing documents. Visit the service’s own website to discuss scope, pricing and engagement.

Documents that may help start the review

  • Available project questionnaire and association contact details
  • Current budget, financial information and relevant reserve materials
  • Master insurance documents and available project records
  • Information about applicable assessments, litigation or building concerns

The actual documentation depends on the project, review type and lender. This list does not establish a universal submission requirement.

What if a lender calls the project non-warrantable?

Ask which specific issue was identified and under which execution. We can discuss whether additional project analysis or another available investor program is worth exploring. A different program has its own conditions and does not erase the underlying concern.

Mortgage inquiries are handled through Mike Graves at Neighborhood Mortgage. Condo Consult, LLC is a separate consulting service, not a lender or agency approval authority.
SourcesFannie Mae B4-2.1-01, General Information on Project Standards — August 5, 2026 ↗Condo Consult: scope and service information ↗

Source review: October 19, 2026.

A CLEARER NEXT STEP

Tell me where you want to go.
We’ll talk through how to get there.

Buying, refinancing, investing or navigating a condo question? Start with a conversation.

Talk with Mike Or call 850-830-2566

Condo questions to ask before closing

The unit looks move-in ready. Why does the association matter?

For example, an attractive unit can be part of a building with unresolved repairs or insurance questions. The lender’s review may need association information beyond the unit appraisal. The required review depends on the loan execution and project.

Which project documents might be requested?

Depending on the review: the questionnaire, budget, reserve information, insurance, assessment details and information about litigation or repairs. The lender determines the actual package; a preliminary list is not a promise that every project needs every document.

Can Condo Consult approve my mortgage?

No. Condo Consult, LLC is a separate project consulting business. Consulting may help clarify project documentation; the mortgage lender determines loan and project eligibility for the selected execution.

Borrower resource: Fannie Mae: what to know when buying a condo. Discuss a project-related qualification question.