The Harp Program is a type of online marketplace which provides a match for any business that offers debt financing, residential mortgages, or other financial services and products to consumers. It is a third-party independent verification service that has been set up to help combat fraud while at the same time protecting consumer privacy. A consumer who is looking for a specific financial service or product can safely provide their information to a website that displays the program’s logo.
The program works with only businesses that display their logo. These businesses are provided with a secure platform so that they can oversee the transfer and collection of consumer information. The program will verify all information that is submitted by an individual consumer to any particular business that provides financial services or products.
When you first inquire about any financial service or product via a business that displays the logo, you will then be asked to enter non-personal and personal information. It may depend upon which type of service or product you are looking into but in many cases, you will be required to provide financial and personal information such as email addresses, phone numbers, legal name, current income, and all other pertinent financial information.
The website will never collect or request data on any subject such as ethnic or racial origin, health/medical condition, political affiliation, religion, sex life, trade union membership, or philosophical beliefs. The program will never share or sell any of your personal information unless you have authorized it. For example, you may have authorized a third-party who works with the program to acquire your personal and financial information.